• Why do you need title insurance?
  Title insurance plays a major role in making certain that your home ownership is free and clear of any rights or claims of prior owners. It is possible for other prior owners to hold a legitimate claim against your home. Problems with the title can limit your use and enjoyment, and potentially result in financial loss. The security interest of your mortgage lender can be threatened as well. Title insurance protects you and your mortgage lender from potential risks associated with defects in title.

• What kind of properties should have title insurance?
  Land, land and a residence, commercial properties ... all real estate.

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